HARD MONEY LENDING NEW JERSEY
HARD MONEY LENDING NEW JERSEY
In 2016 in New Jersey, the home flipping rate (% of total sales) was 4.7%, with an average flipping gross profit of $100,000 across these transactions! The gross return on investment (ROI) of these transactions was also a tremendous 72.5% on average. Helping to secure opportunities for investors is New Jersey’s foreclosure rate, which is one of the highest in the nation. As of 2017, about 1 in every 788 housing units have been foreclosed on, which contributes to greater flipping opportunities.
Alpha Funding Capital has been lending to real estate investors in all 21 counties of New Jersey for over 10 years. Our New Jersey Hard Money Lenders are well versed and experienced in New Jersey’s real estate market and is ready to help put together a custom tailored lending solution for your next project.

Hard Money Lending Highlights
- Fix & Flip, New Construction, Rental & Commercial Bridge loans available.
- ≤70% Loan to Value based off of the After Repair Value
- No Limitations on Rehab Budget in Relation to Purchase
- Minimum FICO 650
- 12 Month Term
- Loan Must Close in LLC or Corporate Entity
- Quick Closings
- Rates from 7.49% to 10.99% – Interest Only
- Origination Fee 2-3 Points
- All Asset Classes Considered
- Loan Amounts Up To $100,000 – $3,000,000